UK Vehicle Accident Whiplash Claims

UK Vehicle Accident Whiplash Claims On The Rise

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New study reveals the number UK vehicle accident whiplash claims among the highest in the world.

You might have been here before. You’re sitting in the car among a long line of traffic that isn’t going anywhere fast. It’s been a tiring week and it’s raining hard outside and you’re so looking forward to finally getting home and having a nice relaxing a cup of tea. Out of no where you see a little forward motion in the traffic jam and then it happens. Someone accidentally bumps their vehicle into the back of yours and all of a sudden – you’re both having a bad day.

Hopefully for most of us this kind of incident is resolved quickly and more importantly, no one is hurt. Unfortunately ‘whiplash’ is an injury quite common with vehicle accidents. It appears however that figures released by the insurer LV reveals that UK whiplash claims as a result of car accidents are above the European average.

The UK even has a higher percentage of whiplash claims compared to the US, with nearly 80% of all injury claims seeking compensation for whiplash.

LV report that whiplash claims are estimated to cost the insurance industry £2billion a year, adding a painful £90 to every insurance policy, and that the average driver receives five calls or text messages that offer financial remuneration after a crash. One in eight are contacted by a claims management group before they had even reported the accident to their insurer!

In light of recent trends, the Government has announced it will remove the right to “general damages for soft tissue injuries”, along with increasing the upper limit for the small claims court for personal injury claims from £1,000 to £5,000. LV believes however there is more the Government needs to do to curb the number of minor injury claims that raise the premiums of all motorists.

Martin Milliner, GI Claims Director of LV=insurance said: “Government makes one change to the system and the fraudsters find a way around it – meaning further action is needed and fraud persists. The more time it takes to implement changes, the easier it makes it for fraudsters to find another loophole, hitting the pocket of the honest consumer.

“We would like to see a quick and comprehensive response from Government to implement all the Insurance Fraud Taskforce’s recommendations.


Thank you for reading this WAS Blog post on UK vehicle accident whiplash claims. Image credit Craig Sunter via Flickr.